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"True love is like a fine wine, the older the better."
The second month of our calendar year brings to mind images of red roses, candy hearts and chubby little cherubs. That means Valentine's Day. |
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What could be better to beat the summer heat than a big scoop of ice cream? |
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Last week I called the customer service line to a major retailer. After going through the automated telephone system, I was given the option of leaving a message or holding for a representative. I chose to hold. After about two minutes, the line went dead.
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We wanted to let you know about a great opportunity that has been extended to our clients.
The NC Housing Finance Agency has allocated our company 1.7 Million dollars in mortgage funding at an interest rate of 4.625%. |
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For the last three months, the 30 year fixed rate has been consistently below 5%. This drop in rates has provided many of us a once in a lifetime opportunity to refinance our mortgages to rates we have never seen before. As a result, those who have taken advantage of this drop in rates are saving thousands of dollars in mortgage interest expense. Regretfully, those days may now be behind us. |
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My husband Jeff and I roasted oysters this past weekend; probably our last oyster roast until the fall. |
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So let’s lighten things up a little bit this Blog entry. Today, I want to let everyone know about our April Client Appreciation drawing. First off, if you aren’t familiar with our drawings, every month we at CFL Mortgage raffle off some pretty cool stuff. |
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Get the word out to all of your family, friends and co-workers who have never owned a home before! |
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Many people may be wondering how it is that mortgage rates have dropped to such low levels and have actually remained here for almost 4 months now. I’ll try to give you an explanation…in plan English. Here we go…
There are a number of factors at play here, but the primary driving force is the actions of the Federal Reserve beginning in January. As part of the stimulus package, the Fed became an active buyer of Mortgage Backed Securities (MBS). MBS’s are traded in the bond market, just as stocks are traded in the stock market. |
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Hello and welcome to the new CFL blog. Here’s where you’ll find the latest and greatest news on everything about CFL Mortgage. We’ll be blogging about the state of our economy and how it impacts mortgage rates, announcements about upcoming CFL events, interviews with CFL employees and clients and much more. We’ll try to make this blog a touch more interesting to read than your refrigerator’s user manual. So bookmark our page and email to your friends, family members and co-workers. Let’s pump up the volume on news at CFL Mortgage. And of course, we’d love getting your feedback on CFL and this blog — and what you want to see discussed in the future. Welcome to our world. Mike |
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