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President Obama Reduces FHA MIP Rates


Earlier this month HUD issued Mortgagee Letter 2015-01 officially reducing FHA mortgage insurance effective on case numbers issued on or after January 26, 2015. 

CFL Core Values
  • Customer Service

    serviceWe want to meet or exceed their expectations on every contact we have with them.  We know that by doing so we turn clients into 'Clients for Life' and advocates for our business. 

  • Education

    imageWe create appreciation & loyalty from clients by presenting appropriate loan products, educating clients on the loan process, and providing beneficial industry information regarding interest rates, credit/debt control, restructuring equity, etc.

  • Value

    imageWe offer value to our clients, prospective clients and business partners by providing them with informative marketing information that provides value in their life, be it personal, financial or professional.

  • Clients First

    clientsOur clients are the lifeblood of our business. We know that only by satisfying our clients first do we have the opportunity to satisfy the needs of future clients and business partners.

CFL Mortgage

CFL Mortgage is a mortgage banker with locations in Greensboro and Huntersville, North Carolina.  We have established a strong presence in the surrounding lending community because of our company-wide commitment to customer service. 

For further information, click on the following links: Why Use Us and What We Do to learn more about our company, our values, and how we set ourselves apart from other lenders. 




"I have nothing but praise for CFL, and credit them with putting us in our house after an initial attempt at securing financing through another company fell through. Dail was terrific to work with, as he was accessible, knowledgeable and diligent in handling everything we needed. Thanks so much to Dail and to CFL for making this all happen."

- Owen C.

More Info

Loan Programs

CFL Mortgage offers a variety of loan programs to suit any of your mortgage needs, including (but not limited to) the following:

  • FHA, VA and USDA Loans
  • Equity Lines and Second Mortgages
  • Conventional and ARM Loans

Client Centered

CFL stands for ‘Client for Life’, which is the type of service we at CFL are committed to providing to each and every client we serve. ‘Client for Life’ service is the backbone of our business model, and a goal that we as a company strive daily to attain.

Road to Closing

The most important attribute that sets mortgage bankers (such as CFL) apart from brokers is having complete control over the loan process. Every department of our organization - origination, underwriting, processing and closing work closely together to get loans closed quickly and exceed our clients’ expectations by delivering world-class service.

Our Motto

A referral is sending someone you care about to someone you trust. Our goal is to earn your trust and your referrals.